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Compare Credit Cards
Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | HDFC BankGold HDFC Millennia Credit Card •••• •••• •••• 4242 Quick facts HDFC Millennia Credit Card Top reward5% Annual fee₹1,000 Min income₹35,000/mo Tap to flip back HDFC Millennia Credit Card HDFC Bank | SBI CardGold SBI SimplyCLICK •••• •••• •••• 4242 Quick facts SBI SimplyCLICK Top reward10X points Annual fee₹499 Min income₹20,000/mo Tap to flip back SBI SimplyCLICK SBI Card |
|---|---|---|
| Annual fee | ₹1,000 | ₹499 |
| Min income | ₹35,000 | ₹20,000 |
| Top reward rate | 5% | 10X points |
| Net value (moderate) | ₹8,830/yr | ₹1,781/yr |
| Secured / no bureau | Standard | Standard |
| Signup bonus | ₹1,000 | ₹500 |