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Compare Credit Cards
Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | SBI CardClassic SBI SimplySAVE •••• •••• •••• 4242 Quick facts SBI SimplySAVE Top reward10 RP/₹100 Annual fee₹499 Min income₹18,000/mo Tap to flip back SBI SimplySAVE SBI Card | HDFC BankClassic HDFC Bharat Cashback Credit Card •••• •••• •••• 4242 Quick facts HDFC Bharat Cashback Credit Card Top reward5% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back HDFC Bharat Cashback Credit Card HDFC Bank |
|---|---|---|
| Annual fee | ₹499 | ₹0 |
| Min income | ₹18,000 | ₹15,000 |
| Top reward rate | 10 RP/₹100 | 5% cashback |
| Net value (moderate) | ₹5,481/yr | ₹5,430/yr |
| Secured / no bureau | Standard | Standard |
| Signup bonus | ₹2,000 | — |