Side-by-side · honest numbers
Compare Credit Cards
Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | SBI CardClassic SBI SimplySAVE •••• •••• •••• 4242 Quick facts SBI SimplySAVE Top reward10 RP/₹100 Annual fee₹499 Min income₹18,000/mo Tap to flip back SBI SimplySAVE SBI Card | RBL BankClassic RBL Bank ShopRite •••• •••• •••• 4242 Quick facts RBL Bank ShopRite Top reward5% on first ₹1,000/mo Annual feeLifetime Free Min income₹15,000/mo Tap to flip back RBL Bank ShopRite RBL Bank |
|---|---|---|
| Annual fee | ₹499 | ₹0 |
| Min income | ₹18,000 | ₹15,000 |
| Top reward rate | 10 RP/₹100 | 5% on first ₹1,000/mo |
| Net value (moderate) | ₹5,481/yr | ₹460/yr |
| Secured / no bureau | Standard | Standard |
| Signup bonus | ₹2,000 | — |